Top 10 Savings Accounts.

What do you do with your money?

You have many choices concerning what you do with your money--spend it, invest it, or hide it under your mattress. If you invest or save your money, you have many alternatives. For example, you can buy U.S. savings bonds or Treasury bills; purchase stocks or bonds; invest in a mutual fund; or open a savings or other deposit account with a bank, savings and loan association, savings bank, or credit union. This pamphlet will help you understand your choices if you decide to put money in an account at a depository institution such as a bank or savings and loan association. Opening an account is like buying a car. Many products are available--some plain, some fancy, and some less and some more expensive than others. Because features of accounts and costs can vary greatly, it is important to shop around to make sure the account you choose is the best one for you.